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Understanding Long Term Care

Long Term Care

Long term care (LTC) refers to a range of services and support designed to meet a person’s health or personal care needs over an extended period—usually when they have a chronic illness, disability, or cognitive impairment like dementia. These services help people live as independently and safely as possible when they can no longer perform basic everyday activities on their own. Home & community based care assisted living, and skilled nursing facilities are available. 

Activities of Daily Living

  • Bathing
  • Dressing
  • Eating
  • Transferring (mobility)
  • Toileting
  • Continence

Long Term Care Locations

Seniors

Assisted Living Communities

Assisted living facilities also provide long term care. Assisted living is ideal for those who value independence, but need occassional help with daily routines. 


Features Include:

 

  • Private living spaces 
  • Prepared meals and housekeeping
  • Social and wellness activities 
  • Assistance with select ADL's


Healthcare worker

Home & Community Based Care

More families are choosing to age in place or explore adult day care services as flexible. affordable alternatives to institutional care. Long term care can be in your preferred setting. 


Home & Community Based Care Includes: 


  • In home caregivers and health aides 
  • Adult day programs for social and medical support.
  • Respite care for family caregivers 



Skilled Nursing Facilities

Senior Care, Senior Living

Long term care can also be provided in a nursing home if necessary. Nursing homes offer 24/7 medical care and support for those with chronic illnesses or serious health conditions. A nursing homes are skilled nursing facilities These facilities provide: 


  • Skilled nursing and rehabilitation
  • Medication management 
  • Daily assistance with all ADL's


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We do not offer every plan available in your area. Currently, we represent 8 organizations in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at 

http://www.medicare.gov

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